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Dental implant insurance

Does dental insurance cover implants? Yes.
88% of Aspen Dental patients have some coverage by their dental insurance provider.

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Explore your dental implant coverage

We partner with most dental insurance providers, such as Aetna, Delta Dental and Metlife, to get as much of your care covered as possible. We do not accept Medicaid.

Some dental insurance companies we partner with:

Access Dental Network
Aetna (DMO and FOP)
Aetna PPO
AmeriplanAmeritas Life Insurance Corporation
Anthem BCBS
Assurant DHMO-Fortis
Basix Dental Discount
Careington International
Cigna DHMO
Cigna PPO

Decare Dental
Delta Dental of IL
Dental Benefit Providers-United Healthcare
Dental Directory Services
Dental Health Alliance (DHA)
DenteMax Preferred Provider Network
DNOA - Dental Network of America
GEHA/Connection Dental
Guardian Life Insurance Company

Humana PPO
Metropolitan Life Insurance Company
Premier Dental Network - Discount
STL Dental Plan
Superior Dental
Uni-Care Inc - Discount Plan
UniCare PPO 100 200 300
United Concordia Companies, Inc.
Zelis - Formerly Maverest Dental

Dental implant experts that care

Get the smile you need at a price you can afford with the team that’ll put you first.

Dental experts

Our team is comprised of leading implant providers to give you a smile you can count on.
Discover our experts

From one tooth to all

Whether you need to replace a single tooth, or transform your entire smile, we can help.

All under one roof

Save time and money with all your care under one roof—plus you’ll never be without your smile.

How it works

We want to ensure you get the smile you need, which is why we make things easy for you at every step. We’ll take care of the steps below so you can focus on a healthier smile.

Receive your treatment plan

We’ll partner with your insurance

Review your treatment coverage

9 out of 10 applications approved by third-party lenders.

Dental financing solutions in minutes

Financing your care is easier than you think—in just 3 steps we can get you approved and start treatment the same day.

Aspen Dental Savings Plan 20% off dental implants.

No insurance? No worries.

Get all the benefits of dental insurance without the paperwork. Pay one low annual fee of $39 for discounts on the dental care you need—plus full exams & X-rays on us.

¹The Aspen Dental Savings Plan is NOT insurance. Please see plan terms and conditions for details.

Planning for dental implants

Yes. Depending on your dental insurance provider and the insurance plan you selected, your implants could be covered partially or in full. Plus, for any treatment costs that your insurance won’t cover, we’ll help you obtain trusted and secure third-party financing so you get the care you need at one low monthly payment.

We do not accept Medicaid.

No two smiles are alike, and neither are insurance plans. Some insurance policies list dental implants as cosmetic procedures, which can limit your coverage options. There are, however, cases when dental insurance picks up a portion of your procedure, like the post and abutment placement, which can cover 45% of the total cost. So, in short: it primarily depends on your plan.

Available implant coverage also varies based on the need for treatment as well. The following are instances are common causes for patients to get implants and if they’re likely to be covered under insurance or not:

Likely to be covered:

  • Current natural teeth are causing medical issues

  • You’ve experienced trauma to your teeth

  • An accident leading to missing teeth

Less likely to be covered:

  • Tooth decay

  • Cosmetic reasons

The average price of an implant-supported arch at Aspen Dental is between $6,800.² Your personalized care plan, however, can determine the exact cost of your procedure. Factors include:

Learn more about the cost of implants today, or schedule a visit with your local Aspen Dental team.

²Disclaimer: Price displayed is average price paid by patients nationwide for selected implant.

Planning for dental care and dental implants begins with the dental insurance plans and employee benefits available to you. To ensure you have the coverage you need for your new smile, consider these factors when selecting your employee benefits or dental insurance policy:

  • If your employer has a Flexible Spending Account (FSA) or Health Savings Account (HSA), enroll in it and select contributions that reflect your medical budget and needs

  • If your employer has insurance plans that offer strong coverage and a low annual deductible, and you know you may need more in-depth dental care or dental implants, consider electing into this coverage. In doing so, when you meet your out-of-pocket expenses with your deductible, your insurance will cover your care needs more fully

  • Time your care plan so that your deductible is met and your insurance program kicks in when you are ready to move forward with dental implants

If you don’t have insurance coverage yet, explore your options with the Aspen Dental Savings Plan. With our in-office plan, we make care affordable for your budget with:

  • An affordable fee of $39 per year

  • 20% off dental implant treatments

  • Up to 30% of most dental services

  • Free exams and x-rays

  • Works with our third-party financing so your care is covered

How quickly your dental insurance can cover your dental implants is dependent on whether or not you’ve met your annual maximum. If you haven’t met with an Aspen Dental team yet, you can check to what portion of your dental implants your policy will cover and confirm that you haven’t met your annual maximum. Your annual maximum is the amount your insurance plan will pay for dental care in a year. Additionally, any pre-existing conditions, like missing teeth prior to coverage, may impact your insurance usability.

Get started today

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Learn the value of implants