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Dental financing options made simple​

Smile easier with care that fits your life and budget—with 99% financing approval for patients when they apply through 3rd-party financing partners. Apply for financing in 3 easy steps at your visit.

Benefits of dental care financing

Choosing to finance your dental care comes with several key advantages.

How does dental financing work at Aspen Dental?

We keep your smile stress-free with 3rd-party lenders that make your care affordable with low payment options.

Once you have your personalized treatment plan, you can quickly and securely apply the same day. Your Aspen Dental care team can walk you through it and answer any questions.

Without impacting your credit, you can see your financing options within minutes.

Once your financing is approved, you can start your care the same day. From there, you’ll be able to manage your financing with payment options to fit your budget.

What dental treatments can be financed?

Who qualifies for dental financing?

99% of patients qualify for at least one financing option. Approval varies, but many financing vendors offer choices for a broad range of credit backgrounds.

Factors that may impact qualification:

  • Credit history

  • Income or employment status

  • Existing credit lines

  • Treatment cost

An Aspen Dental care team member can guide you through available options and help you find the best fit for your budget.

dental financing

Explore 3rd-party dental financing vendors at Aspen Dental

Dental financing lets you pay for treatment over time. Aspen Dental partners with trusted 3rd-party vendors who offer financing options to make care costs more manageable.

¹Not all 3rd-party financing options are available to all patients.

Frequently asked questions about dental financing

To help manage out-of-pocket costs for dental implant treatment, Aspen Dental patients can apply for financing support through a 3rd-party vendor.

Many dental financing programs support patients with bad or limited credit, with 3rd-party lenders offering soft-credit-check prequalification and flexible approval criteria. Your Aspen Dental care team can help you get started.

Aspen Dental connects patients with 3rd-party vendors who offer financing options for urgent dental needs.

A dental loan lets you pay for treatment in fixed monthly payments instead of upfront, and is offered through banks, credit unions or third-party lenders to help make dental care more affordable.

For higher-cost treatments like dental implants, full-mouth restorations, and orthodontics, financing can help make care more affordable.

Financing is available whether or not you have dental insurance.

Treatments like teeth whitening, veneers, or aligners can also be financed.

It depends on the provider and plan. Many patients qualify for $0-down options.