Dental discount plans
Explore how to make your care affordable without insurance at Aspen Dental.
A simple alternative to traditional dental insurance
Dental discount plans can be a flexible option for patients without insurance. The Aspen Dental Savings Plan¹ makes it easier to manage routine and unexpected dental costs with straightforward benefits and clear pricing.
Designed for self-pay patients, seniors and families
No waiting periods, deductibles or annual coverage limits
Immediate savings on exams, cleanings, X-rays, fillings and more
Memberships cost $49 per year
¹The Aspen Dental Savings Plan is NOT insurance. Please see plan terms and conditions for details.
What are dental discount plans or dental savings plans?
Dental discount plans or savings plans are membership programs that offer reduced fees on a wide range of dental services. Unlike traditional dental insurance, these plans skip the uncertainty—deductibles, annual maximums, waiting periods and claim forms—to make pricing clear and immediate. With a low annual fee, you can receive instant discounts at participating dental offices.
Our plan covers 100% of your exams and X-rays, and up to 30% off on most services. It’s a great option for uninsured patients or those seeking an easier and more flexible alternative.
How the Aspen Dental Savings Plan works
Unlike dental insurance plans, there’s no general dental exclusions, no monthly fees and no waiting periods to start your care.
What’s included in the Aspen Dental Savings Plan
Save on all the dental services you need for one low annual fee. Plus, get more peace of mind with free exams and X-rays at any participating Aspen Dental office.
Plan benefit features
Plan member discounts²
100%
100%
30%
20%
20%
²For exact pricing and to see if your office is in the ADSP network, please call your local Aspen Dental office and mention you are an Aspen Dental Savings Plan® member.
Dental discount plans vs. dental insurance:
what’s the difference?
Learn how dental discount plans measure up by comparing the Aspen Dental Savings Plan to traditional dental insurance.
Overview
What it is
Our affordable membership program offering instant discounts on dental care without the need for dental insurance
What it is
A coverage policy that typically covers a portion of your treatment costs
Who it’s best for
Self-pay patients
Seniors
Families (ages 16+)
People needing immediate care
Cosmetic dentistry patients
Who it’s best for
Patients with access to employer plans
Patients seeking preventative dental care
When can I use it
Immediately—no waiting periods
When can I use it
Varies; may include 3-12 month waiting periods for major dental care
Flexibility
Simple to use, no restrictions
Flexibility
Coverage varies based on plan & employer
Claims & coverage
What it covers or includes
100% off exams & X-rays
30% off cleanings
20% off crowns
20% dentures (except Basic)
20% periodontal care
20% off take-home teeth whitening kits
15% off fillings
10% off Motto® clear aligners
What it covers or includes
Preventive, typically at 100%
Basic care, coverage ranges
Major care, coverage ranges
Rarely cosmetic
Claims
No claims—discounts applied at appointment
Claims
Claims required
Pre-existing condition coverage
No restrictions
Pre-existing condition coverage
Limitations or waiting periods may apply
Major treatment coverage
Yes—immediate discounts available
Major treatment coverage
May be restricted by annual maximums or waiting periods
Payments & deductibles
Fees or premiums
$49 annual membership fee
$29 for additional family members
Fees or premiums
Monthly premiums, may include copays
Deductibles
None
Deductibles
Typically required to be met before coverage applies
Annual maximums
No annual limits
Annual maximums
Annual coverage caps (often $1,000–$1,500/year)
Out-of-pocket predictability
Very predictable
Out-of-pocket predictability
Varies; lower predictability for basic or major care
Cost-savings potential
Significant, especially for patients and families needing restorative work
Cost-savings potential
Good for preventive needs; limited after your maximum is met
Dental discount plans are a great option for patients seeking affordable, predictable dental care without the restrictions of traditional insurance.
If any of the following sound like you, a dental discount plan may be the right fit:
Uninsured: Self-pay or uninsured patients, including those without employer-sponsored coverage.
Self-employed: Self-employed and freelancers who need affordable dental benefits.
Seniors: Seniors with fixed incomes looking for simple, low-cost dental options.
Emergency patients: Individuals needing immediate dental treatment, since there are no waiting periods.
Ongoing care patients: Patients with ongoing dental needs, such as fillings, crowns, dentures or periodontal care.
Cosmetic dentistry patients: For those interested in cosmetic procedures, which is not typically covered by insurance.
How to choose the right dental savings plan
Choosing the right dental savings plan starts with understanding your needs, budget and expected treatments. Compare features carefully to find a plan that supports your long-term oral health goals.
Comprehensive discounts for preventive, restorative and emergency services
Transparent fees and clearly outlined pricing
No annual maximums or deductibles
No waiting periods before using your benefits
Participating providers near you
Appointment availability that fits your schedule
Discounts on crowns, dentures and periodontal care
Value for higher-cost or ongoing treatments
Coverage that aligns with your expected dental needs
Family or multi-member options, if needed
Clear renewal terms and guidelines
Transparent explanations of exclusions or limitations
Are dental discount plans worth it?
Often discount plans are worth it for patients who need affordable, predictable dental care. These savings plans provide you immediate access to reduced rates on a wide range of services. Because there are no deductibles, waiting periods or annual maximums, you can get consistent savings without the hassle of waiting periods, claims or deductibles.
For many patients, these plans pay for themselves after just one or two visits for a cost-effective and flexible alternative to dental insurance.
Frequently asked questions about dental discount plans
Yes. You can include additional family members for just $29 per year, per person. They’ll get all the same great oral care benefits with the same savings.
Please note, most Aspen Dental locations do not treat patients 16 years old or younger.
Yes. Unlike insurance, there are no waiting periods. Your discounts start the same day you enroll.
Aspen Dental Savings Plan features an annual subscription term that auto-renews at the end of its respective term.
To cancel your auto-renewal plan, you must make the change prior to your renewal date. You can do so by visiting your online Aspen Dental Savings Plan dashboard, or by calling (877) 808-2776 to speak with a dedicated support specialist.
Please note, plan support is available Monday through Friday from 8:00 am to 5:00pm EST.
No. The Aspen Dental Savings Plan doesn’t require credit checks or health screenings to be eligible for the plan. Simply sign up online and you’re in.
Yes, in fact you have a few options for signing up. Choose from these three options based on what works best for you:
Sign up through the online portal before, during or after your visit.
Call the membership guide support line at (877-808-2776) and our team will walk you through the process.
Ask for the application at your visit, fill it out at home and mail it in.
For more questions regarding your sign-up options, contact your local care team.
You can use your plan at all participating Aspen Dental practices nationwide. If you’re going to a new office or need care beyond your local office, reach out to the care team directly to confirm your plan is accepted.
With the Aspen Dental Savings Plan, your membership is automatically renewed every 12 months unless you cancel online or by calling our support specialist line.
If you canceled your membership and would like to renew, here’s what you can do:
Visit the online portal to re-activate your membership
Call the membership guide support line at (877-808-2776) to reactivate your plan
Please note, prior to your renewal date, we’ll send you a renewal notification letter via mail (45 days prior) and a renewal reminder via email (7 days prior).
The Aspen Dental Savings Plan was built for those without insurance. While there may be some instances where the Aspen Dental Savings Plan provides a better discount than your insurance coverage, we recommend you speak with your dental insurance provider to better understand your policy’s coverage before purchasing a membership.
Please note, we do not accept Medicaid.
Only services provided by an Aspen Dental general dentist are covered in the Aspen Dental Savings Plan. Any specialty services that require a specialist are not covered.
Yes. Aspen Dental Savings Plan members receive discounted pricing on dentures (except Basic), crowns, bridges, single tooth implants and other restorative procedures.
Savings vary by plan, service and provider, but many patients see meaningful reductions in the cost of preventive and major treatments.
If so, we have a special offer for you. Visit the Aspen Dental Savings Plan VFW page to learn more.
Aspen Dental Savings Plan (the "Plan") is a discount dental plan. The Plan is NOT INSURANCE. Plan members pay periodic membership fees in exchange for access to discounts on certain identified dental services rendered by participating providers in accordance with the plan fee schedule. Plan members are obligated to pay dental providers directly for services rendered. Plan details, retail fees and member savings may vary by plan, provider and/or dental office location, please see specific plan terms and conditions for details. The Plan is not a qualified health plan under the Affordable Care Act, and does not meet the minimum creditable coverage requirements under M.G.L.c. 111M and 956 CMR 5.00. Discount plan(s) offered through this website are administered by Clerri LLC, the plan administrator and responsible discount plan organization; with the exception of dental membership plans offered to consumers in the State of California, which are administered by The CDI Group, Inc., a licensed discount specialized health care plan. Mailing address: P.O. Box 163990, Austin, TX 78716-3990. Clerri and The CDI Group do not make payments to dental providers for services rendered to plan members. Discount plan(s) advertised on this website are not affiliated with or endorsed by any state insurance department. To obtain additional information about discount plans, please call (877) 808-2776 or email questions to hello@clerri.com.