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Dental insurance that covers dentures

Overview

Dental insurance can help lower the cost of dentures—but coverage varies by plan. Understanding what’s covered, what’s not and your payment options can help you move forward with confidence for your smile.

Key takeaways
  • Dental insurance can reduce denture costs depending on your plan

  • Waiting periods and annual limits apply

  • Financing and savings options can lower upfront costs

Does dental insurance cover dentures?

Many dental insurance plans offer partial coverage for dentures, including:

  • Full dentures

  • Partial dentures

  • Immediate dentures

  • Replacement dentures

  • Denture repairs and relines

Smiling adult man holding an Aspen Dental mirror and viewing his smile during a dental visit, with a dentist in the background.

What dental insurance does Aspen Dental accept for dentures?

Aspen Dental works with most major dental insurance providers. Coverage varies by location and plan. Please note, we do not accept Medicare.

Don’t see your plan? We also offer financing and savings options to help lower costs.

Access Dental Network

Aetna (DMO and FOP)

Aetna PPO

Ameriplan

Ameritas Life Insurance Corporation

Anthem BCBS

Assurant DHMO-Fortis

Basix Dental Discount

BCBS of IL

Careington International

Cigna PPO

Decare Dental

Delta Dental of IL

Dental Benefit Providers-United Healthcare

Dental Directory Services

Dental Health Alliance (DHA)

Dentegra

DenteMax Preferred Provider Network

DNOA - Dental Network of America

GEHA/Connection Dental

Humana PPO

Metropolitan Life Insurance Company

Premier Dental Network - Discount

STL Dental Plan

Superior Dental

Uni-Care Inc - Discount Plan

UniCare PPO 100 200 300

United Concordia Companies, Inc.

Zellis - Formerly Maverest Dental

What impacts your denture coverage?

Your coverage may depend on:

  • Annual maximums

  • Waiting periods

  • In-network providers

  • Denture type and materials

  • Number of teeth replaced

Alternatives to insurance for dentures

Cost shouldn’t stand in the way of getting quality dentures. Whether you’re using insurance or a flexible payment option, our mission is to make tooth replacement affordable for you.

Save on dentures

Lower denture costs with the Aspen Dental Savings Plan.¹ Save up to 20% on dentures, plus free exams and X-rays, for $49/year.

¹The Aspen Dental Savings Plan is NOT insurance. Please see plan terms and conditions for details. 

Denture financing options

Pay for dentures over time with flexible financing through trusted 3rd-party lenders. Most patients are approved when they apply.

Dental professional showing information on a tablet to an older woman during a dental visit.

How to choose the best dental insurance that covers dentures?

Denture coverage

Make sure the plan covers the dentures you need:

  • Full dentures

  • Partial dentures

  • Replacement dentures

  • Implant-supported dentures

Total cost

Look beyond the monthly premium:

  • Annual maximums

  • Deductibles and co-pays

  • How much the plan actually pays for dentures

Timing and rules

Understand when and how coverage applies:

  • Waiting periods before dentures are covered

  • In-network provider requirements

Denture care built around you

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Industry-leading warranties

For long-term confidence and peace of mind, our warranties have you covered.​ 

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Made affordable for you

Aspen Dental offers a range of options to fit your needs and budget.

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Denture money-back guarantee

If you’re not 100% satisfied with your dentures, we’ll make it right or give you your money back.²

²The Denture Money-Back Guarantee applies to all full and partial dentures and covers the cost of the permanent denture(s) only. Additional adjustments may be offered prior to refund. The guarantee period begins upon insert of final denture or hard reline and refund request must be submitted within 90 days thereafter. Denture(s) must be returned within 90 days after refund request date.

Frequently asked questions about
dental insurance for dentures

Yes. Seniors can get dental insurance that helps cover dentures. Aspen Dental accepts most dental insurance plans and we’ll sit down with you to see what can be covered. Some dental insurance plans can help cover dentures, but original Medicare (Parts A and B) typically does not include denture coverage. Please note, we do not accept Medicaid. Coverage varies by plan.

It depends. Some dental discount plans, supplemental plans, or select PPO plans may offer coverage without a waiting period. Other plans require a waiting period before denture benefits begin.
If coverage is delayed or limited, Aspen Dental offers financing and savings options to help patients move forward with care.