Dental financing options made simple
Smile easier with care that fits your life and budget—with 3rd-party flexible payment options that make getting started simple.
vendors at Aspen Dental
Dental financing lets you pay for treatment over time. Aspen Dental partners with trusted 3rd-party vendors who offer financing options to make care costs more manageable.
CareCredit
Get the care you need right away and pay over time with flexible payment options through CareCredit, backed by over 30 years of experience in 3rd-party dental financing.¹
¹Not all 3rd-party financing options are available to all patients.
American First Finance
Get the dental care you need with flexible, no-credit-needed financing options from American First Finance (AFF), a trusted 3rd-party financing¹ provider. Available at select locations.
¹Not all 3rd-party financing options are available to all patients.
HFD
With unmatched approval rates and budget-friendly options, HFD gives patients a better way to pay for dental care with 3rd-party financing¹ solutions. Available at select locations.
¹Not all 3rd-party financing options are available to all patients.
Proceed Finance
Bridge the gap between care and affordability with Proceed Finance, a 3rd-party financing¹ expert specializing in easy-to-understand terms, low rates and fast delivery.
¹Not all 3rd-party financing options are available to all patients.
Fortiva Retail Credit
A credit alternative for patients who may not qualify for traditional lending. Fortiva, a 3rd-party financing partner¹, provides second-look financing. Available at select locations.
¹Not all 3rd-party financing options are available to all patients.
How does dental financing work at Aspen Dental?
We keep your smile stress-free with 3rd-party lenders that make your care affordable with low payment options.
Once you have your personalized treatment plan, you can quickly and securely apply the same day. Your Aspen Dental care team can walk you through it and answer any questions.
Without impacting your credit, you can see your financing options within minutes.
Once your financing is approved, you can start your care the same day. From there, you’ll be able to manage your financing with payment options to fit your budget.
What dental treatments can be financed?
Nearly all dental procedures can be financed at Aspen Dental, including:
Who qualifies for dental financing?
99% of patients qualify for at least one financing option. Approval varies, but many financing vendors offer choices for a broad range of credit backgrounds.
Factors that may impact qualification:
Credit history
Income or employment status
Existing credit lines
Treatment cost
An Aspen Dental care team member can guide you through available options and help you find the best fit for your budget.
Frequently asked questions about dental financing
To help manage out-of-pocket costs for dental implant treatment, Aspen Dental patients can apply for financing support through a 3rd-party vendor.
Many dental financing programs support patients with bad or limited credit, with 3rd-party lenders offering soft-credit-check prequalification and flexible approval criteria. Your Aspen Dental care team can help you get started.
Aspen Dental connects patients with 3rd-party vendors who offer financing options for urgent dental needs.
A dental loan lets you pay for treatment in fixed monthly payments instead of upfront, and is offered through banks, credit unions or third-party lenders to help make dental care more affordable.
For higher-cost treatments like dental implants, full-mouth restorations, and orthodontics, financing can help make care more affordable.
Financing is available whether or not you have dental insurance.
It depends on the provider and plan. Many patients qualify for $0-down options.