Affordable dental care in Fort Myers made simple at Aspen Dental

For many Fort Myers residents, the hardest part about going to the dentist isn’t the visit—it’s the price tag. A chipped tooth, a lost tooth filling or even a routine checkup can feel out of reach with or without dental insurance. In a community like ours, affordable dental care isn’t a nice-to-have—it’s essential.

At Aspen Dental in Fort Myers, Dr. Rick Montero and his team believe everyone deserves quality care, regardless of insurance status. We accept most insurance plans (please note, we do not accept Medicaid) and offer financing through trusted 3rd-party lenders. No insurance? The Aspen Dental Savings Plan gives you a simple way to save on most services for a low annual fee—no claims, no waiting periods, no yearly maximums.

The growing need for affordable dental care in Fort Myers

Access to dental care can be a challenge across Florida, and Fort Myers is no exception. Many retirees rely on Medicare, which typically doesn’t include routine dental coverage. Younger neighbors—service workers, freelancers and small business owners—may not have dental benefits through work. When coverage is limited, preventive visits get delayed and small issues become bigger, more expensive problems.

Dr. Montero and his team want to change that cycle by making care accessible before pain starts.

With or without insurance, Aspen Dental has you covered

If you have insurance: We work with most major plans to help you make the most of your benefits and avoid surprises. Our front desk team can walk you through coverage limits, copays and any needed pre-approvals. (We do not accept Medicaid.)

If you don’t have insurance: The Aspen Dental Savings Plan is a straightforward membership program for uninsured patients. You pay a low annual fee and get built-in discounts on most services—from cleanings and X-rays to crowns and dentures. No deductibles, no claims and no annual maximums. It’s an easy way to keep up with routine care and manage costs when you need treatment.

This model works well for Fort Myers patients who want a simpler, more predictable way to budget dental care.

Flexible financing for every budget

Even with insurance or discounts, unexpected dental costs can be stressful. That’s why Aspen Dental partners with 3rd-party lenders, where 99% of Aspen Dental patients are approved for financing when they apply.

How it works:

• Apply at your visit. Once you review your treatment plan, we’ll help you apply securely in the office.

• Explore your offer. See available options—quickly and without pressure.

• Low payments over time. Choose a plan that fits your budget and start care, often the same day.

Financing can be used for everything from emergency extractions to full-mouth restorations. The goal is simple: help you move forward with care instead of postponing it.

Why affordable care matters in Fort Myers

Oral health affects your overall health. Untreated cavities, gum disease and chronic infection can impact overall health and everyday comfort—especially for seniors. And when teeth hurt or feel unstable, it’s easy to pull back from the things you enjoy, from dining out to time with friends.

Affordable care breaks that cycle. When cleanings, exams and essential treatments are within reach, you can address small problems early and avoid bigger, costlier fixes later. It’s not just about saving money—it’s about restoring comfort, confidence and quality of life.

Accessibility beyond cost

Affordability isn’t only about dollars—it’s also about convenience. At Aspen Dental in Fort Myers, you’ll find:

• Same-day and walk-in appointments

• Flexible hours

• Online scheduling

• Financing and payment options

We keep the process straightforward so you can get the care you need without added stress.

What Fort Myers patients are saying

Many Fort Myers patients have shared stories of how affordable options helped them access care they thought was out of reach:

“The entire experience was positive from the receptionist to Diamond the dental assistant to the dentist Dr. Monterò. I highly recommend this dentist office.” Mila Buset | Google Reviews

“The staff was beyond amazing. I’ve never had a more pleasant dental visit! They got me in with affordable financing and I can’t wait to smile confidently again! They made sure to explain everything so throughly and I didn’t feel judged a single bit! I’ll never go anywhere else!” Janine Musselwhite | Google Reviews

These are the stories that drive our mission.

Your path to affordable dental care starts here

If you’ve been avoiding the dentist because of cost, it’s time to see what’s possible. Dr. Rick Montero and the Fort Myers team remove barriers with accepted insurance, flexible financing and a clear savings plan for those without coverage.

From preventive care to complete smile restorations, quality dentistry shouldn’t depend on your wallet. Every smile deserves attention. Every person deserves comfort. And everyone deserves a plan that works for them.

Schedule an appointment today and discover how affordable care can be when you have the right team on your side.