Dental discount plans
Explore how to make your care affordable without insurance at Aspen Dental.
Dental discount plans are a great alternative to traditional dental insurance, and the Aspen Dental Savings Plan¹ is no different. Here’s what you need to know before getting started with a discount plan:
Hassle-free option for self-pay patients, seniors and families
No waiting period, deductibles or coverage limits
Instant savings on cleanings, exams, X-rays, fillings and more
Get started for only $49 per year
¹The Aspen Dental Savings Plan is NOT insurance. Please see plan terms and conditions for details.
What are dental discount plans, or dental savings plans?
Dental discount plans or savings plans are membership programs that offer reduced fees on a wide range of dental services. Unlike traditional dental insurance, these plans skip the uncertainty—deductibles, annual maximums, waiting periods and claim forms—to make pricing clear and immediate. With a low annual fee, you can receive instant discounts at participating dental offices.
Our plan covers 100% of your exams and X-rays, and up to 30% off on most services. It’s a great option for uninsured patients or those seeking an easier and more flexible alternative.
How the Aspen Dental Savings Plan works
Unlike dental insurance plans, there’s no general dental exclusions, no monthly fees and no waiting periods to start your care.
Enroll online or in-office
Sign up now through our online portal or at any Aspen Dental office for only $49 per year.
Save big. Smile big.
You’re all set! Get instant access to premium care at reduced rates.
What’s included in the Aspen Dental Savings Plan
Save on all the dental services you need for one low annual fee. Plus, get more peace of mind with free exams and X-rays at any participating Aspen Dental office.
Plan benefit features | Plan member discounts² |
100% | |
100% | |
30% | |
20% | |
20% | |
20% | |
20% | |
10% |
²For exact pricing and to see if your office is in the ADSP network, please call your local Aspen Dental office and mention you are an Aspen Dental Savings Plan® member.
Benefits of the Aspen Dental Savings Plan
Experience personalized dental care that’s affordable, convenient and focused on you.
Guaranteed enrollment
Low annual fee
Immediate activation
Easy acceptance process
Unlimited savings
Quick sign-up
Dental discount plans vs. dental insurance: What’s the difference?
Learn how dental discount plans measure up by comparing the Aspen Dental Savings Plan to traditional dental insurance.
Overview
Aspen Dental Savings Plan | Dental insurance | |
|---|---|---|
What it is | Our affordable membership program offering instant discounts on dental care without the need for dental insurance | A coverage policy that typically covers a portion of your treatment costs |
Who it's best for | • Self-pay patients • Seniors • Families (ages 16+) • People needing immediate care • Cosmetic dentistry patients | Patients with access to employer plans, or those seeking preventative dental care |
When can I use it | Immediately—no waiting periods | Varies; may included 3-12 month waiting periods for major dental care |
Flexibility | Simple to use, no restrictions | Coverage varies based on plan & employer |
Claims & coverage
Aspen Dental Savings Plan | Dental insurance | |
|---|---|---|
What it covers or includes | • 100% off exams & X-rays • 30% off cleanings • 20% off crowns • 20% dentures (except Basic) • 20% periodontal care • 20% off take-home teeth whitening kits • 15% off fillings • 10% off Motto® clear aligners | • Preventive, typically at 100% • Basic care, coverage ranges • Major care, coverage ranges • Rarely cosmetic |
Claims | No claims—discounts applied at appointment | Claims required |
Pre-existing condition coverage | No restrictions | Limitations or waiting periods may apply |
Major treatment coverage | Yes—immediate discounts available | May be restricted by annual maximums or waiting periods |
Payments & deductibles
Aspen Dental Savings Plan | Dental insurance | |
|---|---|---|
Fees or premiums | • $49 annual membership fee • $29 for additional family members | Monthly premiums, may include copays |
Deductibles | None | Typically required to be met before coverage applies |
Annual maximums | No annual limits | Annual coverage caps (often $1,000–$1,500/year) |
Out-of-pocket predictability | Very predictable | Varies; lower predictability for basic or major care |
Cost-savings potential | Significant, especially for patients and families needing restorative work | Good for preventive needs; limited after your maximum is met |
Who should consider a dental discount plan?
Dental discount plans are a great option for patients seeking affordable, predictable dental care without the restrictions of traditional insurance. If any of the following sound like you, a dental discount plan may be the right fit.
Uninsured
Self-pay or uninsured patients, including those without employer-sponsored coverage.
Self-employed
Self-employed and freelancers who need affordable dental benefits.
Seniors
Seniors with fixed incomes looking for simple, low-cost dental options.
Emergency patients
Individuals needing immediate dental treatment, since there are no waiting periods.
Ongoing care patients
Patients with ongoing dental needs, such as fillings, crowns, dentures or periodontal care.
Cosmetic dentistry patients
For those interested in cosmetic procedures, which is not typically covered by insurance.
How to choose the right dental savings plan for you
To choose the right option for you, consider your unique dental needs, budget and the level of flexibility you want. The Aspen Dental Savings Plan offers clear pricing, broad service discounts and easy access to participating providers, which is what we believe all dental discount plans should offer.
Before you enroll into a plan, make sure to compare the features of all the options you’re interested in to see how they align with your oral health goals and expected treatments. Look for:
Comprehensive discounts for preventive, restorative and emergency services
Transparent fees, discounts and pricing
No waiting periods
No annual maximums or deductibles
Participating providers near you, with availability that fits your schedule
Savings on major treatments, such as crowns, dentures and periodontal care
Family or multi-member options, if you need discounted care for multiple people
Clear membership terms, including renewal guidelines and exclusions
Are dental discount plans worth it?
Often discount plans are worth it for patients who need affordable, predictable dental care. These savings plans provide you immediate access to reduced rates on a wide range of services. Because there are no deductibles, waiting periods or annual maximums, you can get consistent savings without the hassle of waiting periods, claims or deductibles.
For many patients, these plans pay for themselves after just one or two visits for a cost-effective and flexible alternative to dental insurance.
Dental discount plans FAQs
Can I cover family members as well?
Yes. You can include additional family members for just $29 per year, per person. They’ll get all the same great oral care benefits with the same savings.
Please note: most Aspen Dental locations do not treat patients 16 years old or younger.
Can I use the Aspen Dental Saving Plan immediately?
Yes. Unlike insurance, there are no waiting periods. Your discounts start the same day you enroll.
How long does my dental membership last?
Aspen Dental Savings Plan features an annual subscription term that auto-renews at the end of its respective term.
To cancel your auto-renewal plan, you must make the change prior to your renewal date. You can do so by visiting your online Aspen Dental Savings Plan dashboard, or by calling (877) 808-2776 to speak with a dedicated support specialist.
Please note: Plan support is available Monday through Friday from 8:00 am to 5:00pm EST.
Can I be turned down for this plan?
No. The Aspen Dental Savings plan doesn’t require credit checks or health screenings to be eligible for the plan. Simply sign up online and you’re in.
Can I sign up when I arrive for my appointment?
Yes, in fact you have a few options for signing up. Choose from these three options based on what works best for you:
Sign up through the online portal before, during or after your visit
Call the membership guide support line at (877-808-2776) and our team will walk you through the process.
Ask for the application at your visit, fill it out at home and mail it in.
For more questions regarding your sign-up options, contact your local care team.
Can I use the savings plan at all Aspen Dental locations?
You can use your at all participating Aspen Dental practices nationwide. If you’re going to a new office, or need care beyond your local office, reach out to the care team directly to confirm your plan is accepted.
How do I renew my membership?
With the Aspen Dental Savings Plan, your membership is automatically renewed every 12 months unless you cancel online or by calling our support specialist line.
If you canceled your membership and would like to renew, here’s what you can do:
Visit the online portal to re-activate your membership
Call the membership guide support line at (877-808-2776) to reactivate your plan
Please note: Prior to your renewal date, we’ll send you a renewal notification letter via mail (45 days prior) and a renewal reminder via email (7 days prior).
Can I combine the dental savings plan with dental insurance?
The Aspen Dental Savings Plan was built for those without insurance. While there may be some instances where the Aspen Dental Savings Plan provides a better discount than your insurance coverage, we recommend you speak with your dental insurance provider to better understand your policy’s coverage before purchasing a membership.
Please note: Aspen Dental practices do not accept Medicaid.
Are specialty services included in the Aspen Dental Savings Plan?
Only services provided by an Aspen Dental general dentist are covered in the Aspen Dental Savings Plan. Any specialty services that require a specialist are not covered.
Does the Aspen Dental Savings Plan cover dentures and major dental work?
Yes. Aspen Dental Savings Plan members receive discounted pricing on dentures (except Basic), crowns, bridges, single tooth implants and other restorative procedures.
Do dental discount plans cover cosmetic procedures?
How much can I save with a dental discount plan?
Savings vary by plan, service and provider, but many patients see meaningful reductions in the cost of preventive and major treatments.
Are you a VWF, active military, veteran or family member?
If so, we have a special offer for you. Visit the Aspen Dental Savings Plan VFW page to learn more.
Aspen Dental Savings Plan (the "Plan") is a discount dental plan. The Plan is NOT INSURANCE. Plan members pay periodic membership fees in exchange for access to discounts on certain identified dental services rendered by participating providers in accordance with the plan fee schedule. Plan members are obligated to pay dental providers directly for services rendered. Plan details, retail fees and member savings may vary by plan, provider and/or dental office location, please see specific plan terms and conditions for details. The Plan is not a qualified health plan under the Affordable Care Act, and does not meet the minimum creditable coverage requirements under M.G.L.c. 111M and 956 CMR 5.00. Discount plan(s) offered through this website are administered by Clerri LLC, the plan administrator and responsible discount plan organization; with the exception of dental membership plans offered to consumers in the State of California, which are administered by The CDI Group, Inc., a licensed discount specialized health care plan. Mailing address: P.O. Box 163990, Austin, TX 78716-3990. Clerri and The CDI Group do not make payments to dental providers for services rendered to plan members. Discount plan(s) advertised on this website are not affiliated with or endorsed by any state insurance department. To obtain additional information about discount plans, please call (877) 808-2776 or email questions to hello@clerri.com.